Out Cold

by Teryn on October 30, 2014


Before the hustle and bustle of the holiday season sets in, add winter-proofing chores to your home to-do list. Protect your home from winter’s woes with these tips from RealEstate.com.

Heating Basics Replace old thermostats with programmable ones that allow you to lower the temperature when you’re away from home. Turn on your furnace to ensure it works (run it the full cycle from warm-up to blowing heat to shutting back off again). Peek into your ducts and clean away the mold, pests and debris.

Winter Windows Inspect your windows and doorframes for gaps that would allow water or snow to seep in. Use low-expansion spray foam to fill any you find. Storm windows and well hung plastic sheeting can provide an extra layer of insulation.

On the Inside Seal and insulate the wall around electrical outlets and pipes that connect to the exterior of your home. Check that smoke detectors and carbon monoxide monitors are working in case a heater or fireplace malfunctions.

On the Outside Clear out debris around windows. Fill cracks in your pipes with expanding foam insulation or caulk. Disconnect and drain your garden hose to prevent it from bursting. You’ll also want to clip tree branches that are close to your house or car in case of a snow or rainstorm.

Please call me for recommendations of preferred service providers who can help you get your home winter-ready! (805) 339-3591.

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Heat Safety Tips

by Teryn on October 23, 2014

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As energy costs continue to rise, some homeowners are using alternate sources to heat their homes. While wood-burning stoves, space heaters and fireplaces are popular options, especially in colder climates, they can be fire hazards. FireSafety.gov offers some tips to help homeowners use these heat alternatives safely.

Wood stoves made of plate steel or cast iron are best. Use only seasoned wood for fuel, and avoid green wood, artificial logs or trash. Inspect and clean the pipes and chimneys annually, and check monthly for damage and obstructions. Keep combustible objects at least three feet away from the stove.

Space heaters that feature the Underwriters Laboratories certification are recommended. Use a heater with a thermostat control mechanism that can switch off automatically if the heater falls over. Don’t dry clothes or store objects on top of the heater. Like wood stoves, keep combustibles at least three feet away. Always unplug the device when it is not in use.

Clean fireplaces frequently to prevent creosote from building up in the chimney. Also inspect the chimneys for obstructions or cracks. Never burn trash, paper or green wood, which can cause heavy creosote buildup. Don’t wear loose-fitting clothes near open flames, and make sure the fire is completely out before leaving the house or going to bed.

Finally, make sure smoke detectors are working properly, and replace batteries every six months.

Please feel free to call me for a list of service providers to help you get your home ready for the winter cold! (805) 339-3591.

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Show time – Selling Your Home

October 16, 2014

End-of-summer sales on patio furniture might be front and center, but it might be just the right time to invest in new indoor chairs, couches or tables. Take a seat and learn how to prepare with tips from Better Homes and Gardens. Do your homework. First, measure everything. Write down room dimensions, accounting for the [...]

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A Buyer’s Guide to Understanding Title Insurance

October 9, 2014

What is a Title Insurance Policy? The policy of title insurance you receive when you purchase a home is an important document, but may buyers don’t understand what kind of protections the policy provides. Simply put, a policy of title insurance protects a buyer or lender against errors, omissions, or defects in the title to [...]

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Closing Day – Title and Escrow

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The escrow closing day is the conclusion of a process which, over days, weeks, or perhaps months, has required the cooperation and energy of many professionals and the Buyer and Seller. Just prior to closing, the Escrow Officer audits the entire escrow file, provides instructions to the Title Company, and formally authorizes recordable documents to [...]

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3 Bedroom Mid-Town Spanish Charmer for Rent $2600

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Available November 1st is our three bedroom, two bathroom Spanish charmer home. Located in mid-town Ventura you’ll be close to the beach, downtown, highways, schools and parks. Very recent top to bottom remodel included newly finished hardwood floors, updated kitchen, fresh paint, new pluming and electrical, new stove and refrigerator plus fireplace. Washer & dryer hook [...]

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Understanding Title & Closing Costs

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It’s a big day. The day you go to the title or escrow company, sign your name on the dotted line, hand over a check, and prepare to take ownership of your new home. It’s also the day that you and the seller will pay “closing” or settlement costs, an accumulation of separate charges paid [...]

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Clearing Title After Loan Payoff… What You Need to Know!

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Reconveyance of the Deed of Trust What if you pay off a loan, how do you ensure that you have clear title to your property? If you borrowed money when you purchased your home or if you have refinanced, it is likely that a deed of trust was recorded in favor of your lender. This [...]

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Ventura’s Private Sewer Lateral Program

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According to the San Buenaventura Code, Chapter 222.210, Sewer Connections, Section 22.210.020 Sewer Connection Permit, Part C #7 states: “Property owner to maintain sewer lines. All lateral and house sewer links from the public sewer to private property, including the wye and saddle at the public sewer, shall be maintained a the expense of the [...]

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What is Mello-Roos?

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Mello-Roos refers to “special” tax districts. Senator Henry J. Mello and former Assemblyman Michael Roos won passage of Mello-Roos Community Facilities Act in 1982. This legation authorized Mello-Roos Community Facilities District as a way to assist cities, counties and schools districts to provide new infrastructure and facilities after governmental funds were cut by the passage [...]

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